CMC adds value to your retirement plan
Coordinating all aspects of your solution.
Request ProposalServices
Daily Recordkeeping Services
- Account details (balances, transactions) for participants and plan sponsors
- Change account — personal information, investment elections, transfers, realign balances
- Payroll center — straight through processing
- Online planning tool
- Investment profiles & prospectuses
- Withdrawal & loan requests
- On demand statements for participants
- On demand reporting for plan sponsors
- Personal rate of return
Third Party Administration (TPA) Services
- Toll-free hotline Email support
- Participant enrollment & education meetings - online or in person
- Annual plan valuation reports
- Participant statements
- Actuarial contribution calculations
- Discrimination testing
- Form 5500 preparation
- Ongoing plan design and consulting
- Participant enrollment and education materials
- Withdrawal processing including termination, hardship and in-service
- Loan processing including preparation of amortization and repayment schedule as well as ongoing maintenance of loan
Custody, Trading and Paying Agent Services - Provided by Our Trusted Vendors
- Paying agent services — checks, 1099s
- Corporate trustee/Enhanced custody services
- Quality mutual fund menu
- Mutual fund supermarket
- Optional brokerage account feature
Investment Services - Provided by a Registered Investment Advisor (RIA)
- Phone investment support
- Investment education meetings — online or in person
- Investment selection, monitoring and reporting — using PlanAdvisor software
- Investment Policy Statement (IPS)
Solutions
CMC provides retirement plan trading, custody, trustee and paying agent solutions through our trusted vendors.
Trading and Custody
The Charles Schwab Corporation provides services to retirement and other benefit plans and participants through its separate but affiliated companies and subsidiaries: Brokerage products and services are offered by Charles Schwab & Co., Inc. Member SIPC; Trust, custody and deposit products and services are available through Charles Schwab Trust Bank, Member FDIC.
The firms listed above are solely responsible for the accuracy of the firms’ content contained in this information sheet. The firms are independent of Schwab and are not employed by Schwab or acting as Schwab’s agents. Charles Schwab Trust Bank does not guaranteed.
Trading and Custody
Custody
Who We Serve
CMC adds value to your retirement plan, coordinating all aspects of your solution.
Typical CMC Plan Profile
- Plans range in size from start-ups to $100 million +
- One to 1,000 participants per plan
- 401(k), Profit Sharing and Defined Benefit Plans
- Clients located nationwide
Plan Sponsors
CMC provides comprehensive retirement plan solutions to plan sponsors, serving as a single point of contact to coordinate all aspects of your retirement plan needs including administration, daily recordkeeping, custody/trustee/paying agent services and investment advice.
Plan Advisors
CMC works with retirement plan advisors to provide a comprehensive package to plan sponsors. Through our affiliated technology company, CMC provides advisors with access to PlanAdvisor, a software solution that makes servicing their plans easier, while enhancing the value they provide to sponsors.